Large Buy-to-Let Mortgages

Specialists in LARGE mortgage loans for high net worth clients with no upfront broker fees

Buy-to-Let properties have been a popular and profitable investment vehicle for many people over the years, be they professional landlords or one-time landlords.

Many Buy-to Let lenders will cap their maximum loan at say £500,000. However, we regularly arrange loans in excess of this figure and often into the millions.

The Buy-to-Let mortgage market has become increasingly competitive but such mortgages have also become harder to obtain where mortgage lenders have tightened their lending criteria.

For example, many lenders will require the applicant to have a minimum personal income (excluding rental income) which some people cannot satisfy. Also, some lenders will not lend to professional landlords. However, this is not the case with all lenders.

Certain lenders will not lend on a property that is currently your principal residential home that you wish to convert to a Buy-to-Let mortgage with a view to moving to a new residential mortgage. Again, this is not the case with all lenders.

The vast majority of Buy-to-Let mortgage lenders will not lend on a property that is not deemed ready to let (at the point the lender’s valuer inspects the property). However, a small number of lenders will accept property that requires some improvement.

These are just a few typical examples that illustrate the importance of quality independent mortgage advice, which can be more critical for large mortgage loans. Comparison websites or Best Buy tables will not show you this sort of information and do not provide the same level of personal expertise that we feel we can offer. Our experienced advisers we will help you find the most competitive large mortgage product suitable to your circumstances which may potentially save you a considerable amount of your valuable time.