Specialists in LARGE mortgage loans for high net worth clients with no upfront broker fees

Quality Independent Mortgage Advice

Large Residential Mortgages

Obtaining a mortgage loan can often be difficult even when it seems that the situation appears straightforward. Obtaining a large mortgage loan where you may have a more complex income structure or non-standard circumstances can significantly narrow the options available. The quality of mortgage advice and speed of service can often be critical in making sure that your purchase completes on time. This is even more important with large mortgage loans where the choice of lenders is considerably smaller….

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Large Commercial Mortgages

Buying a business premises rather than renting is an investment rather than empty money. Taking out a commercial property mortgage can have other benefits too – like tax deductable interest payments, for example. Along with the positives, there are some restrictions and downsides too, which is why the help of a commercial mortgage broker like ourselves could prove invaluable. We are able to arrange large commercial mortgage loans and commercial remortgages with a loan-to-value (LTV) ratio of up to 80%….

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Large Buy-to-Let Mortgages

Buy-to-Let properties have been a popular and profitable investment vehicle for many people over the years, be they professional landlords or one-time landlords. Many Buy-to Let lenders will cap their maximum loan at say £500,000. However, we regularly arrange loans in excess of this figure and often into the millions. The Buy-to-Let mortgage market has become increasingly competitive but such mortgages have also become harder to obtain where mortgage lenders have tightened their lending criteria.

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Large Development Loans

Development finance is very much a specialist area. Whilst some mainstream lenders are involved in this area, we will often arrange development loans with private banks and lesser known development lenders who are often able to make lending decisions with lesser constraints of their mainstream counterparts. This is an area where clients will often have to move quickly to firstly purchase a site and secondly to development the site quickly in order to maximise their return. Developers can ill afford lengthy delays….

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Large Bridging Loans

A Bridging Loan is short term loan secured typically on a residential or commercial property asset. We have close relationships with a vast number of mainstream and private Bridging lenders and in some cases have secured preferential terms for our clients. Bridge lenders can lend up to 75% of the value of the property and in some cases 100% with additional security provided. Many lenders provide the facility to roll the interest payments up within the loan rather than requiring you to pay back the interest on a monthly basis.

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Large Equity Release

A Lifetime Mortgage is a form of Equity Release which is available to clients aged 55 and over. It is a way of releasing capital from a property without the need to make monthly mortgage payments to the lender. This could be for a variety of reasons such as home improvements, adapting a home (for example in the event of a disability), paying for ‘At Home’ care, to repay an existing standard mortgage and/or other debts, to gift a sum of money to a family member or simply to supplement your standard of living.

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